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The Lendzette

Helpful news and knowledge for small business owners.

Lendzette Features June 27, 2019

Banks Hate Young Entrepreneurs

Lenders make it very hard to jump into owning your own business. Yet, anyone can get a student loan. Here’s why.

Business Tips June 5, 2019

Accounts Receivable Management: 3 Smart Ways to Handle A/R in Construction

It's not uncommon to have to wait out a gap in cash flow when working in construction. That's what makes accounts receivable management so important.

Lendzette Features February 26, 2019

Announcing the “Better Than a Loan” 2018 Scholarship Winner

Kyler Tipton won with a well-crafted essay on the importance of efficiency in the workplace.

Business Tips September 24, 2018

Are Fake Reviews Illegal?

What to know before you risk creating or buying reviews for Yelp, Google My Business, Amazon, TrustPilot, and your website’s testimonial section.

Business Tips July 18, 2018

Are Radio Ads Effective?

We look at how radio advertising works for small businesses, and when and why it doesn't work.

May 30, 2018

Announcing Our Partnership with Seek Capital for Startup Business Funding

To better serve startup businesses that use our funding request form, we are now working with Seek Capital.

Lendzette Features February 26, 2018

Announcing the “Better Than A Loan” 2017 Scholarship Winner

John Ramey hit it out of the park with his essay on how a small business can compete against a major chain.

Financial Preparation February 16, 2018

Tips for Filing Your Annual Small Business Tax Return

Be ready for Tax Day 2018 with deduction recommendations, loan guidance, and advice on how to avoid an audit.

Business Tips December 18, 2017

How to Save a Failing Business

It can be hard to find funding when your business is struggling to stay afloat, but these ideas may help you make it through rough waters.

Business Tips December 1, 2017

Should My Business Offer Free Shipping?

We look at the pros and cons of shipping products to your customers at no charge.

Loan Advice November 6, 2017

Computer Repair Service Small Business Loan

We offer tips on how to prepare for your computer repair or IT consulting business funding request.

Lendzette Features September 1, 2017

Why Amazon Never Has a Profitable Quarter

It’s hard to understand why Amazon’s stock price grows while the company posts such tiny profits. We’ll try to explain.

Financial Preparation August 23, 2017

What to Know Before Asking Someone to Cosign on Your Small Business Loan

Learn about the risks a cosigner takes when helping you find funding.

Business Tips July 21, 2017

What to Consider Before Moving Your Business to a New State

Some states have lower taxes, more funding resources, a higher density of talent, and other perks for small business owners.

July 7, 2017

Loans for Nonprofit Companies

If you are ready to request funding right now, click the “Funding Request” button at the top of the page to get started.

Best Practices June 27, 2017

Make Sure You Aren’t Breaking TCPA Laws

Both the Telephone Consumer Protection Act and the Telemarketing Sales Rule have been around for decades, but businesses keep getting in trouble for breaking them.

Financial Preparation June 14, 2017

Emergency Small Business Loans: How to Speed Up the Approval Process

Whether you’re applying for an SBA loan, merchant cash advance, or another business financing product, find out what you can do to get the loan faster.

Loan Advice June 8, 2017

Commercial Fleet Vehicle Loans for Small Businesses

Whether you’re buying or leasing automobiles for your company, there are important steps you should take.

May 15, 2017

How Business Owners Beat Stress

It’s not unusual to feel stress at work, but how you manage it could impact your potential for success.

Loan Advice May 2, 2017

High-Risk Business Loans – What to Expect and Watch Out For

When you need working capital, but can’t qualify for bank funding, here are some things you should know about alternative cash for your company.

Lendzette Features April 4, 2017

Tesla Surges to Unprecedented Heights

The electric car company is now the most valuable auto firm in the U.S.

March 21, 2017

Should You Make House Calls?

Let’s look at the pros and cons of providing at-home services to your customers.

March 8, 2017

Merchant Loan Advance

Here are some things you should know about this popular type of small business funding.

February 27, 2017

Announcing the “Better Than A Loan” 2016 Scholarship Winner

Paulina Hervas impressed us with her idea for an app that lets you book a place for a nap.

Scam Watch February 10, 2017

Small Business Tax Scams

Watch out for scammers and read our tips on how to avoid tax fraud.

Best Practices February 3, 2017

Examining Chipotle's Plan to Bounce Back

We search Chipotle’s strategies for 2017 to see if it has anything useful for your business.

Best Practices January 26, 2017

Glassdoor Announces its 50 Best Jobs in America

See where your company’s open positions show up on Glassdoor’s list of top-scoring careers.

Smart Savings January 18, 2017

Where Brick and Mortar Still Beats Online Prices

While you usually pay extra to shop local rather than go online, some items tend to cost less when you buy them in-store.

Standard Paid Holidays January 3, 2017

Security Tips for the New Year

As you upgrade your office electronics, keep in mind these best practices for avoiding cyber-thieves.

Financial Preparation December 20, 2016

Debt Service Coverage Ratio Calculator for Small Businesses

Estimate the likelihood that you’ll be approved for a loan by using our business capital eligibility estimator.

Success Stories December 6, 2016

Success Story: How the Owner of La Puente Car Wash used Alternative Financing to Save His Business

When the banks said no, Roland used an alternative loan provider to get the working capital he needed.

Smart Savings December 1, 2016

Where to Find Business Cards for Less

We help you save on on cards from VistaPrint, OverNightPrints, and more.

Standard Paid Holidays November 17, 2016

Best Small Business Black Friday Deals

We picked out our favorite doorbusters from the Black Friday print ads for Staples, Office Depot, Best Buy, Dell, and

Scam Watch November 2, 2016

Small Business Loan Scams

Beware of these red flags while trying to find funding for your company.

Financial Preparation October 20, 2016

Unconventional Business Loans

We help you leave no stone unturned as you search for working capital to fund your small business.

Financial Preparation October 7, 2016

Should You Add a Co-Signer on a Business Loan?

We look into the pros and cons of getting a co-signer for small business funding.

Lendzette Features September 27, 2016

Our Interview with Matthew Lesko on How to Get “Free Money” for Your Small Business

The Question Mark Guy offers insights for entrepreneurs looking for government grants, local funding, and other cash sources that you don’t need to pay back.

Financial Preparation September 6, 2016

Disaster Repair Loans for your Small Business

Follow our tips on what to do before, during, and after a disaster affects your company.

Loan Advice August 23, 2016

Can You Prequalify for a Small Business Loan?

Find out ways to increase your chances of being pre-approved for online business financing.

August 17, 2016

Five Situations Where You Shouldn’t Use a Small Business Loan

We look at when it doesn’t make sense to seek outside funding for your company.

Loan Advice August 5, 2016

Small Business Loans for Women

We look at some of the loan options geared toward women looking for small business funding.

Loan Advice July 22, 2016

Small Business Loans in North Carolina

What you need to know when looking for a loan in the Tar Heel State.

July 7, 2016

How to Save on Hotel Rates

Before you book lodging for your next business conference, find out how to get low prices on hotel accommodations.

Best Practices June 17, 2016

Best Small Business Credit Cards

We help you figure out which type of company credit card will offer the top perks to your small business.

Loan Advice June 7, 2016

Getting a Small Business Loan

We guide you through the basics of choosing a financial product, requesting a loan, and working with a loan provider.

Best Practices May 27, 2016

How Secure Are Your Office Computers?

We offer five tips to help you stay better prepared against the world’s worst cyber-criminals.

Best Practices May 13, 2016

How to Save on Office Utilities

We help you cut expenses on electric, gas, and water bills.

Best Practices April 19, 2016

Don’t Destroy Your Business Credit Score

Learn how to get started with business credit and maintain a high credit score.

Loan Advice Best Practices April 5, 2016

BlueVine Business Loan Review

We dig into BlueVine’s invoice factoring and freight factoring service to see if it’s a good solution for business funding.

Best Practices March 25, 2016

10 Ways to Spend Less on Office Supplies

We’ll show you smart ways to cut costs on business essentials, like electronics, printer ink, furniture, office supplies, and more.

Best Practices March 15, 2016

Choosing the Right Money Transfer App for Your Small Business

We review five of the most popular credit card processing services for receiving money through your mobile device.

Best Practices February 26, 2016

Generating Interest in Your Company

Three tips on how to get people interested in what your business offers.

Loan Advice February 19, 2016

Small Business Funding FAQ

We take an in-depth look at some of the most frequently asked questions about small business loans.

Loan Advice February 4, 2016

Dos and Don’ts of Restaurant Financing

Whether you’re taking your restaurant to the next level or you need extra funds to weather a financial storm, we’ll tell you what you need to know about taking out a loan for your eatery.

Best Practices January 11, 2016

Why You Should Have Someone Else File Your Small Business Taxes

While it’s possible to do it on your own, it might make more sense to hire an expert.

Best Practices October 20, 2015

Why Not to Start a Small Business Podcast

Don’t be tempted by the elusive marketing medium that’s just not worth the effort for most companies.

Loan Advice October 20, 2015

Is a Small Business Loan Right for Me?

Ask yourself these 10 questions to decide if now’s a good time to apply for a small business loan.