Ethan James is an experienced Financial Writer at Lendza with over a decade of experience. With an extensive background in finance, Ethan possesses a strong foundation that he leverages to consistently produce high-quality articles in finance and investing.
Over the years, Ethan partnered with countless business owners, assisting them in aligning their finances with their business objectives and crafting customized investment strategies. This tailored approach has allowed Ethan to build an impressive track record of success in the industry.
Now, Ethan extends his expertise to a wider audience by authoring educational and informational articles on finance and investing. He is committed to delivering comprehensive, accurate, and practical insights to readers, empowering them to make informed decisions to enhance their financial futures.
As an expert with extensive experience and a genuine passion for sharing knowledge, Ethan James is the go-to resource for anyone looking to maximize their investment potential and secure a prosperous financial future.
Apart from his professional career, Ethan enjoys reading detective stories and watching documentaries. One of his favorite books is “Murder on the Orient Express” by A. Christie.
Also, he spends his holidays traveling and sightseeing with his wife, Zoe. Ethan has already explored more than seven countries.
Sole proprietorship loans can help solo business owners cover an array of expenses for their startups. Keep reading to find out how a sole proprietor loan can help your business.
Are you a new business owner or an established entrepreneur? Do you know the risks of running a business? There is more than one risk to plan for. Keep reading to find proactive ways to decrease business risks.
When starting a new business, there will be challenges and unexpected changes. You can prepare yourself by making assumptions about how your business will operate in practice. Keep reading for the top assumptions you should make before starting your business.
A minority loan can help you receive more equitable funding for your small business. Keep reading to learn more about the terms, conditions, and requirements of a minority loan.
Microloans can help you fund your small business, startup, or nontraditional business which might struggle to obtain a small business loan. Keep reading to learn more about the terms, conditions, and requirements of microloans.
Medical practice loans can help you receive funding to start or grow your medical practice. Keep reading to learn more about the terms, conditions, and requirements of a medical practice loan.
Franchise loans can help aspiring entrepreneurs fund their goals and bolster growth. Let's review all the options, terms, and restrictions of applying for various types of franchise funding.
Commercial real estate (CRE) financing can help cover funding for your business while helping keep the conditions of the loan minimal. Keep reading to learn more about the terms, conditions, and requirements of a CRE Loan.
Commercial construction loans can help you finance the construction of a new building or renovations to an existing property. Keep reading to learn more about the terms, conditions, and requirements of a commercial construction loan.
A small business acquisition loan can help you receive funding to purchase a franchise or other small business. Keep reading to learn more about the terms, conditions, and requirements of a business acquisition loan.
If you're looking to start your own company, here are the differences between a sole proprietorship, partnership, limited liability company, and corporation.
Scaling business operations is the goal of any growing business. If you're looking to expand your small business, here are the key steps to scale properly:
If you have a love for animals and are looking for new business opportunities, starting a dog boarding business may be the right fit. We've outlined all the steps to starting your own dog boarding company.
Do you want to start your own business but have trouble settling on what products or services to offer? We're here to help you come up with some creative ideas for a small business.
Don't put your entrepreneurial dreams on hold because you don't have enough money to buy a business. There are several alternative funding methods that can help you find financing to start a business.
Are you a makeup enthusiast? If so, you may be wondering how to start your own lip gloss company. Follow this comprehensive guide to begin your entrepreneurial journey.
Shell companies act as ghost companies. They manage and hold funds for another entity. However, shell corps engage in more intricate operations, as well. There are several reasons to create a shell corporation, but it is important to be wary of the legal aspects of establishing this type of business structure.
A point-of-sale (POS) system is a valuable tool for any successful restaurant. It helps track inventory, sales, and cash flow. A properly implemented POS system can significantly improve how a restaurant functions.
A company's financial success is often measured by its working capital. Therefore, it is important to understand what this metric is and how it can successfully be managed.
Direct-to-Consumer marketing puts the manufacturing and selling power in the company's hands. Consider the advantages and disadvantages of D2C marketing before implementing this end-to-end strategy.
Stock market investors aim to maximize the return on their assets. As a result, they utilize different strategies to track fluctuations in the market and identify investment opportunities. Relative strength is a popular approach to investing. Before adopting this method, consider the advantages and disadvantages this investment strategy offers.
Many small businesses took a hit during the height of the pandemic. Several even permanently closed their doors. However, with the easing of travel restrictions and lockdowns, many small businesses are starting to recover. There are several ways to support small businesses during this time.
Some small business owners choose to sell their companies with the help of a broker. While this has many advantages, it is still possible to sell a small business without one. Consider the benefits and disadvantages of not using a broker before opting out.
In business, you don’t need a compass to know north from south. It’s easy to tell when your company is failing. Figuring out how to turn it around, though, can be a lot more complicated. Here’s how to get started.
Starting your own business may be risky, challenging, and time-consuming. That’s why many opt to buy a company that is already established. There are many options, such as an SBA loan or a business line of credit, that may help finance the purchase of an existing business.
There are many ways to protect a business idea from infringement. For example, it is possible to copyright, patent, or trademark a business idea to legally secure it from theft. This article looks at five essential steps that outline how to protect a business idea.
We look at the pros and cons of shipping products to your customers at no charge, including ways to offer it, how to make it profitable, and how to calculate a price threshold to activate the perk.
The pressure washing industry has a relatively high profit margin and low startup costs, and the skills are not too difficult to master. It’s also fun to work outside the office, but like any other business, there are many things you need to consider to implement your startup business ideas before you start a power washing business.
How do you start a landscaping business from scratch? We guide you through the steps. Read on to learn how much it costs, where to start looking for financing, how much you should charge, and how to advertise your new business.
Average American debt continues to increase in most categories, but that doesn’t include credit card debt. We look at the stats to see who is most affected by this type of borrowing, including states with the most credit cards per person, number of credit cards by age, and average interest rates.
Learn more about loans for nonprofit organizations and the alternatives. Find financing options, steps to get a loan, and tips on how to use the funding.
Whether you’re buying or leasing automobiles for your company, there are important steps you should take. Here’s what you should know about outfitting your business with a new fleet.
It’s not unusual to feel stress at work, but how you manage it could impact your potential for success. Here are tips for how to feel happy and safe at work.
As a growth-focused business owner, you should always be thinking about how to get more customers. Here’s how to attract customers to your business using expert marketing strategies.
Return customers are essential for high ROI. Learn how to keep your shoppers coming back again and again with our tips on how to grow customer loyalty.
Natural disasters are unpredictable and can be anywhere from minor to life-threatening. Preparing your workspace for a disaster is of the utmost importance.
Many in today's workforce rely on short-term gigs to pay the bills. While they may prefer a job with healthcare, there are benefits involved with working for oneself. Is it the right choice for you?
Being able to rebound after a catastrophe is a skill that's earned through hard work and preparation. A big part of that is implementing a crisis management plan. Learn how below.
Even in a post-COVID world, physical stores will continue phasing out. Now's the time to leap to digital. We'll help you get your eCommerce business off the ground so you can hit the ground running.
Navigating the vast world of social media can be an intimidating venture for the uninitiated small business. Read our guide for tips on how to get started with your first Facebook, Instagram, LinkedIn, and Twitter campaigns.
How do you keep your business afloat? Specifically, a restaurant? Here, we give you a breakdown of what it takes to build a restaurant and how to sustain it over time. 25% of restaurants fail within their first year of opening, so learning the foundation of the industry is what will keep help you stay in the game long-term.
Whether you’re applying for an SBA loan, merchant cash advance, or another business financing product, find out what you can do to try to get the loan faster.
Before you take another step to grow your company, make sure you are putting your best foot forward. Learn how to get started with business credit and maintain a high credit score.
Want some inspiration? Here's what the competition is listing in their Black Friday print ads. Learn from the experts at Staples, Office Depot, Best Buy, Dell, and Newegg.com.
When searching for funding for your business, you can face small business loan scams. We introduce you effective tips to avoid this unpleasant situation.
Here are some unconventional business loan types for funding your business. Find useful tips, as well as out-of-the-box ideas that may be worth your consideration.
The Question Mark Guy offers insights for entrepreneurs looking for government grants, local funding, and other cash sources that you don’t need to pay back.
What you need to know when looking for small business loans in North Carolina. We look at our favorite lenders in cities like Charlotte, Raliegh, and Asheville.
